Monetization
Where your money is held
Who holds the money, and where it sits. Where Stripe Connect is available, tips move through Stripe straight to the streamer's bank. Landmark never touches card data, and coin balances are a prepaid ledger.
Tips: paid through Stripe to the streamer
A tip is a card payment processed by Stripe Connect as a destination charge. The funds go into the streamer's own connected Stripe account, and Stripe pays that out to their bank. The streamer's connected account bears the Stripe processing fee. Landmark takes nothing from a plain tip, and 20% of a tip that sets off a redeem. For a streamer with Stripe payouts, Landmark is never in the middle holding their tip money.
Regions without Stripe Connect
In regions where Stripe Connect is not available, tips credit the streamer's Landmark wallet as coins instead. Landmark holds that balance and pays it out to the streamer's local bank on request through Stripe Global Payouts. The minimum is $20, and the bank transfer cost comes out of the amount. Until then the balance can cover usage (AI Camera, TTS and the rest) and tip other streamers. Coins bought with a card can't be cashed out. Every entry is itemized in the Wallet.
For the exact split on a sample tip, see Where your tip goes.
Landmark does not custody card data
Card entry and processing happen entirely inside Stripe's hosted, PCI-compliant flow. Landmark never sees, stores, or transmits a card number. There is no card data on our servers to lose.
Coin balances are a prepaid ledger
Landmark Coins are a prepaid balance you top up to cover in-app usage. The balance is an accounting ledger inside Landmark. Every top-up, charge, and refund is a recorded entry you can read in your Wallet. It is a record of prepaid credit that earns no interest.
Summary
- Tip money
- Held by Stripe in the streamer's connected account, paid out to their bank. Landmark takes 0% of a plain tip and 20% of a tip that sets off a redeem.
- Tips where Stripe Connect is unavailable
- Credited to the streamer's Landmark wallet, then paid to their local bank on request through Stripe Global Payouts.
- Card details
- Held by Stripe. Never stored by Landmark.
- Coin balance
- A prepaid ledger inside Landmark, fully itemized in your Wallet.