Monetization
Where your money is held
A plain answer to a fair question: who holds the money, and where does it sit. Tips move through Stripe straight to the streamer's bank. Landmark never touches card data, and coin balances are a prepaid ledger . Not a bank account.
Tips: paid through Stripe to the streamer
A tip is a card payment processed by Stripe Connect as a destination charge. The funds settle into the streamer's own connected Stripe account, and Stripe pays that out to their bank. The streamer's connected account bears the Stripe processing fee; Landmark keeps only its app fee. Landmark is never in the middle holding the streamer's tip money.
For the exact split on a sample tip, see Where your tip goes.
Landmark does not custody card data
Card entry and processing happen entirely inside Stripe's hosted, PCI-compliant flow. Landmark never sees, stores, or transmits a card number. There is no card data on our servers to lose.
Coin balances are a prepaid ledger
Landmark Coins are a prepaid balance you top up to cover in-app usage. The balance is an accounting ledger inside Landmark. Every top-up, charge, and refund is a recorded entry you can read in your Wallet. It is a record of prepaid credit, not a deposit account, and it earns no interest.
In short
- Tip money
- Held by Stripe in the streamer's connected account, paid out to their bank. Landmark keeps only its app fee.
- Card details
- Held by Stripe. Never stored by Landmark.
- Coin balance
- A prepaid ledger inside Landmark, fully itemized in your Wallet.