Monetization
Where your money is held
A plain answer to a fair question: who holds the money, and where does it sit. Where Stripe payouts are available, tips move through Stripe straight to the streamer's bank. Landmark never touches card data, and coin balances are a prepaid ledger.
Tips: paid through Stripe to the streamer
A tip is a card payment processed by Stripe Connect as a destination charge. The funds settle into the streamer's own connected Stripe account, and Stripe pays that out to their bank. The streamer's connected account bears the Stripe processing fee; Landmark keeps only its app fee. For a streamer with Stripe payouts, Landmark is never in the middle holding their tip money.
Regions without Stripe payouts
In regions where Stripe payouts are not available, tips and Landmark Coins credit the streamer's Landmark wallet instead. That balance is a prepaid ledger inside Landmark: it covers usage (AI Camera, TTS, and the rest) and can tip other streamers. It cannot be withdrawn to a bank. Every entry is itemized in the Wallet.
For the exact split on a sample tip, see Where your tip goes.
Landmark does not custody card data
Card entry and processing happen entirely inside Stripe's hosted, PCI-compliant flow. Landmark never sees, stores, or transmits a card number. There is no card data on our servers to lose.
Coin balances are a prepaid ledger
Landmark Coins are a prepaid balance you top up to cover in-app usage. The balance is an accounting ledger inside Landmark. Every top-up, charge, and refund is a recorded entry you can read in your Wallet. It is a record of prepaid credit that earns no interest.
Summary
- Tip money
- Held by Stripe in the streamer's connected account, paid out to their bank. Landmark keeps only its app fee.
- Tips where Stripe Connect is unavailable
- Credited to the streamer's Landmark wallet, then paid to their local bank on request via Stripe Global Payouts from Landmark's storage balance.
- Card details
- Held by Stripe. Never stored by Landmark.
- Coin balance
- A prepaid ledger inside Landmark, fully itemized in your Wallet.